How can someone refuse to borrow a car? 5 ways to deal with it ingeniously without hurting the harmony
Recently, the topic of "borrowing a car" has caused heated discussion on social platforms, and the number of readings on topics such as # Should I lend a car to a friend# and #Who is responsible for an accident after borrowing a car# has exceeded 10 million. The following are the statistics on car borrowing that have been hotly discussed across the Internet in the past 10 days:
| Topic keywords | Hot search platforms | Discussion volume | Core dispute points |
|---|---|---|---|
| Legal risks of borrowing a car | Weibo/Zhihu | 286,000 | Whether the owner is responsible for joint and several liability |
| Refusing to borrow a car | TikTok/Xiaohongshu | 153,000 | How to politely refuse without hurting feelings |
| Vehicle Insurance Terms | Auto Forum | 98,000 | Non-designated drivers pay compensation |
1. Why is it recommended to borrow a car with caution?
According to data from the transportation department, in 2023 disputes caused by borrowing vehicles:
| Dispute Type | Percentage | Typical consequences |
|---|---|---|
| Traffic accident | 67% | The owner bears the maintenance fee or compensation |
| Disposal of violations | twenty two% | Unclaimed fine |
| Vehicle damage | 11% | Hidden damage to internal components |
2. 5 high emotional intelligence rejection techniques
1.Insurance Limitation Law: "I just renewed my insurance recently, and the insurance company requires me to drive by myself, otherwise I will not pay if I get into danger."
2.Family reasons law: "The elderly/children at home often need to use a car recently, so it is really inconvenient to borrow it."
3.Vehicle condition law: "I was about to go to the 4S store for maintenance, and there was a little problem with the brake system."
4.Alternative Method: "I know a reliable car rental company and can help you contact the offer"
5.Prevention method: "Share articles on car borrowing risks in Moments, implying the principle of not borrowing cars"
3. Legal experts' advice
Lawyer reminds: According to Article 1209 of the Civil Code, if the borrower drives without a license or drives drunk, the owner must bear the corresponding responsibility. suggestion:
| Must-check items | Operation suggestions |
|---|---|
| Driver's license | Take photos and check the validity period |
| Insurance Policy | Confirm whether non-designated drivers are covered |
| Vehicle status | Record the entire process during handover |
4. Effective methods for netizens to test
The 3 best tips for Xiaohongshu collection:
• Place the "Car GPS fault" prompt sign in the car
• There are restrictions on using the vehicle assuming that the vehicle has been added to the shared car platform
• Indicates that the vehicle is equipped with a driving behavior monitoring system and will automatically alarm
5. Long-term solutions
1. Purchase special surcharge insurance to cover loan risks
2. Establish a circle of friends: "My car is like a toothbrush, no loan is allowed"
3. Take the initiative to help friends compare car rental prices and transfer demand
According to the latest survey, 83% of car owners said that it would be easier to learn to reject interpersonal relationships. remember:Real friends will understand your concerns, reluctantly agreeing may lay greater hidden dangers.
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